Tag Archive | dfi coastal travel

Starting a Travel Home Based Business – What Are You Afraid of?

fear-of-failureStarting a network marketing home based business can be fun and exciting.  But, so many people get scared at the thought.

If you’re like most people, you have dreams that have not been realized.

You have debt that grows rather than shrinks.

You have the 9-5 grind you hate but accept and you spend 40 years of your life, and sometimes more, doing that.

You have places you’ve always wanted to go, things to discover and explore, tastes to experience and the older you get, the more you live in regret.

First, identify why these things are happening and you’ll most like find the answer is a lack of time and finances.

Second, if lack of time and finances are the problem, what steps have you take to change that? What are your options?

Another job?  No, that creates a bigger problem.

Entrepreneurship?  Yes. But, with that comes the question of what kind of entrepreneurship.

Creating your own product?

Opening a brick and mortar store?

Buying a franchise?

Marketing another product for a company through network marketing?

The fastest, simplest way to get started is through starting a  Network Marketing Home Based Business, so let’s talk about this in this article.

If you understand that you have all the tax benefits of a business owner, that in itself should be motivation enough to get started.  But I understand that many  people become anxious, fearful and come to a complete halt at the thought of starting an endeavor with network marketing.

What’s mind boggling to me however, is that people will endure a life of doing things they hate and that keep them in bondage, totally unfulfilled and unhappy, even hopeless and depressed rather than exploring deeper into why they may be fearful of something that has the potential to drastically change their life!

So, what are YOU so afraid of?  I love helping people start their own business and I’m often finding myself in this conversation with people.  I wish there was a magic wand that I can wave to remove the fear because it would remove the fog from the lens of the mind and allow the individual to realize their potential.

I’ve listed some of the more common fears people have in starting a network marketing home based business and perhaps you can relate to one or more of them.

1)  I could incur a  big financial loss

I consider a  financial loss something in the $40K above category.  That’s just a bit under the cost of a nice new non-luxury car).  A big financial loss would be more in the 6 figures.  There’s no network marketing companies that I know of that’s going to require any of those kinds of cost.  A high ticket item in direct sales for network marketing can be considered $1,500 to $30,000 and yes, those are out there.  But even at that, it’s not the end of the world if things don’t work out.

So let’s back that amount down even more.  There are many opportunities you can affiliate with for under $500.  Some have monthly auto ship purchases and some do not.  Those are called one-time purchases.  It would be silly to call that kind of money a financial loss if you decided to not go forward.  People spend $500 on QVC stuff they don’t need, on junk food and movies and stuff that just doesn’t matter.

So, financial loss can be crossed off the list.  BAM! No excuse.  This is an excuse for not starting a network marketing home based business.

2.  What if I fail?

So what if you fail!  If you want to learn to ride a bike, would you not hop on?  Or would you sit on the sidelines all your life watching other people ride bikes because then you don’t have to fail and fall.  This is a total mindset issue.  If you think you can, you can.  If you think you can’t, you can’t.  You will create your own reality based on your belief system.   The better question would be to ask yourself what can you do so you don’t fail?  Those are the questions you should be asking.  Unless you want to do the 9-5 grind for the next 40-50 years.

So, “What if I fail?” is crossed off the list.  BAM! Not moving forward for fear of failure is weak.  It’s a wrong belief system and an easy excuse to an underlying deeper root problem.  I would suggest that the underlying problem could be a fear of  what you think other people will think of you.

3.  What are people going to think of me?

Why should you care what others think?  Who are these others?  Family, friends, fellow students, co-workers?  Where are they in their lives?  Are they living their dream lifestyle?  Noooooo.   Their thoughts of you don’t matter.  You should only care about what you’re doing to secure your family’s financial security and fulfilling your goals, dreams, living your passion, making a difference in the lives of others, etc.  This is about YOU.  Not your neighbor, your dad, your best friend, or the tennis coach.   They are not paying your bills.  They are not living your life.  You must live your life.  You get one chance to get it right.  Start living for yourself and not making decisions to do or not do something based on a fear of what they will think.

So, “What will other’s think about me?” is crossed off your list.  BAM! Get excited about living life… this is not about what others think.  It’s about what you think about what you’re doing.

4. Not knowing what to do once you join a network marketing company.

This is why you sponsor shop.  You are not obligated to sign up with the first person you come in contact with in a particular company.  If you find a network marketing company that interests you, sponsor shop.  Look around, find out who’s doing what, see who’s in the game of truly running their business and connect with them.  The sponsor you choose should be glad to  coach you along, refer to you great resources and training materials and connect you with groups, forums, communities where you have the chance to get to know MANY fellow network marketers.  Never put all your focus on one mentor or coach.  Have many!  But, you can definitely join the network marketing company of your choice, with the sponsor of your choice.

I was coaching with a student today and we were talking about sponsor abandonment.  Heck, in today’s society, those who have sponsors that have flown the coop can still thrive and learn and create empires online based on the training available.  It’s not like it was in the old day where you relied heavily on your sponsor for everything.  That is old school.  Today’s entrepreneurs are getting help and building lasting relationships with their sponsors if they are available.  If they are not available, then it’s in no way, shape or form, keeping them back.  There’s a buffet to pick from in terms of what you want to learn, how to implement and rocking and rolling in your business.

Invest in your education and learn what you need to learn to create that lifestyle for you and your family that you so deserve.

So, not knowing where to start is not an issue.  BAM!  Cross that off your list.  It’s an excuse.
Make a list of all the excuses (yes, they are excuses) you can come up with and then have a business coach challenge you to face them.  Or, look in the mirror and face yourself.  You have one life.  Live it to the fullest and understand that if you choose to do the 9-5 grind for 40+ years, it’s a decision you yourself are responsible for.  Our schools and education system teach us how to grow up and become a slave to business owners.  You’d better serve your family and community by becoming a business owner.  Just food for thought.

5. I don’t know if something is a Scam.

Well, it’s easy enough to tell if something is a scam.  You can use your brain, look up to see if the company has leadership, an address, value based products, a track record, goodness.  This is way overused as an excuse.  Sure, there’s shady stuff out there, but you’re smart enough to know the difference.  Put on your professional hat and quit using that as an excuse.

So, worried about scams can be crossed off your list.  BAM!

6.  I don’t have time.

Hmmmm, I super challenge this one.  Here’s why.  People will always (100%) of the time, FIND the time for things they are interested in and desire to do.  I see this all the time.  It’s about prioritizing and the things of the heart always reveals the truth.  I’ve seen this over and over and over.  Someone is ‘too busy’ to do anything else, but then an opportunity to do something comes up and they jump at it.  Until you determine that building a business to reap the rewards for what it can provide for you family, the “I’m too busy” will always be a quick blow off excuse.

So, “I don’t have the time” can be crossed off your list.  BAM!

I would so love to hear from you on your thoughts about fears for not getting started in business.  By no means is this the complete list.  I’d have to write a book in that case.  But these are very everyday most common excuses I encounter.

How can I help you overcome?  How can I help you see that you deserve all of lives beautiful experiences?  Please leave me a Comment and Share  Thanks!

Ms Johnnie

Ms Johnnie Wright
Founder – Coastal Christian Team

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DFI Coastal Travel Helps Ordinary Families Create Their ‘Lifestyle’

Everyone dreams of living a successful lifestyle.

Mom.Kids.LaptopHave you planned out how to create your success lifestyle?

Just like my sister here on the left during our travels, we had out laptops out and the map on the table and we were planning on purpose.

When you plan on purpose for your life, it’s amazing what YOU can accomplish.

When you hear “success Lifestyle” you may have visual images of someone dressed in name-brand clothes traveling the globe without a care in the world, sailing on yachts with all the toys, flying on private airplanes, limos and a line up of expensive luxury vehicles, 3 or 4 gorgeous custom-built homes here and there, vacationing at famous exotic resorts on secluded islands, fine dining and millions of dollars flowing into their bank account on a regular basis.

This is their way of life.  It’s what they do.

In reality, for a select few, sure.  I suppose.  But more and more ordinary families today are discovering the joys and rewards of their own “lives by design”.

Families Are Planning For A “Lifestyle”

How Does One Create A Lifestyle?

Entrepreneurship is one way, and it’s what I’ll be sharing here today.

The way to creating a lifestyle for your family is through entrepreneurship (owning your own business, and more so, doing it from home.

Entrepreneurship is not for everyone.  But for those who truly want freedom and lifestyle, it’s there for the taking.

For those who cannot see themselves in business, a debt free and well planned savings program may be the closest thing you have to achieve a little bit of what you’d like to do but it’s not going to be dream lifestyle.

So What Does “Lifestyle” Look Like For The Ordinary Family?

Well, there’s the ‘before and after’ lifestyle I suppose.  Because ALL have a lifestyle we’re living.

The lifestyle most lead today is one of charging on credit cards for stuff they don’t really need, borrowing money for newer, slicker cars, going further in debt, living paycheck to paycheck, struggling constantly, continuing to stay at poverty  and 30 days to having nothing.  That’s a “way of life” for most families.  They make a conscious or subconscious decision to live that way.

Even most professionals and 6 figure earners with college degrees and fabulous credentials live this way.  (By the way, 6 figures a year . . . . well, that doesn’t go very far.  It used to.  But today, it doesn’t and the “new rich” is looking for 7 figures a year.  They are the younger generation and they’re reaching it in relatively short periods of time.  They recognize that going into debt for a career they don’t want is not the right path for them.  So they opt for entrepreneurship instead.

Since the economy has gone to pot, there’s been a huge influx of people who have answered the wake up call to their true lifestyle reality.   They have been hit with a brick on the head and realize they need to get a handle on their finances or end up on homeless row.

While some families continue to live in denial and are going through the motions in a numb, ‘sweep it under the carpet’ attitude, others genuinely desire a different life and to discover a new way to do things.  They want security and freedom to choose how they spend their time.  They are looking at all their options and entrepreneurship keeps coming up as the only solution.  I’ll show you below as we brainstorm ideas.

I’ve talked to many individuals who have been laid off, and now that they have time on their hands, they can see what a slave they have been to their jobs.  They’d lost their sense of family because there was no time due to work schedules, no vacations, no sleeping in, no hobbies, and spending time doing things they enjoy.   Their lives had revolved around trading time for money and paying monthly bills.

It’s like their purpose in life was to pay bills, . . . work and pay bills, . . . work and pay bills.  Day after day, week after week, month after month, year after year, like zombies.

As these individuals nurture the inner entrepreneur within themselves, they are planning for their future in ways they never have before and have described their “dream lifestyle” in various ways. 

They don’t want to go back to work for someone else.  They want to work from home and gain freedom and financial security.

And, at this point in time, they recognize that becoming a skilled entrepreneur is the way to do that.

What does having a lifestyle mean for you?

For some, it means they are debt free and don’t need to consult their bank accounts if they wish to eat out, buy clothes, take a trip, give to charities, etc.

For others, it may mean that Mom and Dad are both home full-time which allows them to be fully engaged in their children’s activities.

It may mean that hobbies are pursued with a passion.

It may mean that relationships are good because nobody is fighting about money.

It may mean there are no more alarm clocks, rushing around in the morning to get ready for work, exchanging time for money, fighting traffic twice a day and coming home exhausted.

Every family has their own idea of dream lifestyle.

How Can An Ordinary Family Create Lifestyle?

Planning, pure and simple.

If “lifestyle” is truly what you desire.  You have any anything and create any lifestyle you want.

It takes commitment, resolve and planning… doing whatever it takes.

Keep in mind I’m not a financial planner or adviser and you should consult with your professional counselors to discover what’s best for you.  Do not take this as legal advise, but rather the use of common sense.

This is based on my own personal experience and those of many I know who had to come to terms with the reality of living life to the fullest.

Here’s some tips to help you get started:

1) Start with accessing your current income/outgo.

Make a list of every penny that goes out.  You may be very surprised at the size of the hole in your boat.

2)  Reduce your spending to just your “must” pay.

Here’s some examples to help you with a reality check.

Examples of “must pays”

*  rent/mortgage

*  loan installments

*  credit card payments

*  insurance

*  food, gas, necessary phone & utilities

Examples of “wants” to do away with, at least until you’ve reached your goals.

* eating out

* regular entertainment (find free stuff to do and spend time with family)

* dry cleaning that’s really not necessary for “dry cleaning”

* maid service

* lawn service

* nail manicure and pedicure

* buying clothes and stuff because it’s on sale

* extra phone and “add ons”

* Movie and TV other than basic

* Magazine subscriptions, newspapers, etc.  (Go online)

* Dry cleaning that doesn’t really have to be dry cleaned.

If you actually tally what you spend in these areas, you may find you can free up a bunch of cash right here.  If for example, you stop every morning on your way to work for a Starbucks Latte’ for $3, that’s $60 a month!

Let’s look at some very common spending habits with two working individuals, working 5 days a week, eating out 12 times a month during the week plus weekend entertainment.

This Is Spending Per Month

$120 – Morning Starbucks ($3 x 2 people x 20 work days)

$280 – Lunch ($7 x 2 people x 20 work days)

$120 – Afternoon soda/coffee/snack ($3 x 2 people x 20 work days)

$200 – Weekend entertainment ($50 x 4 weekends)

$240 – Eating out dinner – weeknight ($10 x 2 people x 3 times a week)

$200 – Stuff that doesn’t matter or you don’t need ___________

$1160  saved, just being aware of the spending.  This can be much higher for a family of 3 or more.

3)  Begin chipping away at your credit cards and putting 10% of your earnings into a savings account

This will allow you to get in front of a necessary purchase rather than charging and borrowing for it.  If an emergency pops up, you can be a cash payer rather than charging more on your credit cards.

What kind of dent can you make in getting out of debt when adding the wasteful spending toward your goal of living a lifestyle?

When adding an additional $1,160 a month toward debt reduction, you can start seeing a difference you can feel good about fairly quickly. There’s nothing like choosing between dinner and a movie or paying off a credit card.  It’s a great feeling to be out from financial obligations!  There’s freedom in that!  There’s empowerment in that!

4)  Re-assess your situation after you’ve cut out the wasteful spending and paid a few bills off.

Add up your monthly expenses now and compare that to your income.  Here’s what’s amazing.  Most people find that they can now manage their outgo very comfortably and have excess they are putting into savings.  Having extra money doesn’t mean you go out and buy more “stuff”.  It means you’re getting a handle on finances and your goals toward living life on your terms.  You are more and more, having options instead of your back against the wall day in and day out.

Options for Creating Wealth

Now that you are on your way to a better lifestyle, let’s look at some options for creating additional income.

1) Ask your boss for a significant raise. (not likely in this economy)

2) Get a second job. (there goes family and R&R time for chump change)

3) Go back to college and get additional education or a new degree (how much time & money?  What’s the return on that investment?)  Probably not.

4) Start your own business with a brick and mortar shop or franchise ($25,000 – $2 million +)

5) Start your own business from home ($3,000 – $5,000 for something with significant returns)

A Look At Entrepreneurship

Unless it’s something you’re truly not interested in, entrepreneurship can take you to your lifestyle. With your finances and spending under control, you now have the ability to focus on new ideas and directions for creating wealth.

It’s often a misunderstood industry  for several reasons.  I’ll name a few here:

** Ads claiming to have magic pie-in-the-sky and get rich promises.

** Automated systems that will do all the work for you so you don’t have to

** Bad decision-making when choosing businesses in the first place

** Bad decision on choosing a business partner

** Not knowing how to market your business

** Not choosing a business with a commission structure to support your goals

** Not considering the demand for your product

** Not have the resolve and commitment to troubleshoot and improve

** Not doing personal development to teach you how to be an entrepreneur

** No education about business

Let me ask you this.

Would you go to your bank  and ask for a business loan without having a business plan?  Money to support your business?  Advertising strategies? A sure commitment to your success?

First of all, they will kick you in the hind end out the door and tell you to come back when you are serious.  Secondly, no, you would not do that.  You would say that’s totally irresponsible and down right silly.

Why do you think going into business from home is any different?

If you come into a network marketing company or home based business with that same mindset, you will get the same results as the guy who wants the business loan.  Zero.  Fail.

However, if you have done your due diligence and have partnered with a company and individual who is serious about their success and yours, then you stand a much better chance of getting started.

So, evaluate your mindset, your commitment level, your desire to learn about business and what it takes and be willing to do it, no matter what.  if you can do that, read on.  Otherwise, review your options above and I wish you well in your job.

Then take the next step.

Keep in mind that network marketing opportunities and traditional home based business put you in a position of “affiliate” or “salesman” or “representative” or “distributor“.  You do not own your own business, you just have the rights to market their product and services and receive commissions in exchange for that.

I recommend becoming a Solutions Provider. Meaning, you have solutions for those seeking a home business opportunity.  You have opportunities but also tools, resources and coaching to help them.  You will create multiple streams of income in doing this and should one of the streams of income go out of business, or there’s a change in policy and procedures you cannot agree with, pay plan, etc, and you want out, you are not left back at square one without any income.  You have other income coming in.

There are many opportunities to choose from.

There’s everything from cleaning supplies, to health and nutrition, to beauty, to legal services, to travel club memberships, to personal development courses, to phone services, to shopping malls . . .  everything.

A couple of things to consider:

1)  Make sure the demand for product is there

2) Make sure the pay structure meets your dream lifestyle goals

3) Make sure your belief in the product is there

4) Make sure you read the policies and procedures and can live by them

5) Again, check your commitment level.  There’s work to do.

If your dream lifestyle only requires an additional $1,000 to $3,000 a month, then it won’t be quite as important to find a business that offers a high ticket, highly leveraged opportunity.

If on the other hand, you will require $5,000 – $20,000 – $50,000, even more per month, it will be absolutely necessary to start a business where there’s high demand for the product as well as high ticket commissions and a tremendously leveraged pay-plan.

Ms Johnnie

Ms Johnnie Wright
Founder – Coastal Christian Team

To Work With Me Directly and Earn 1K-9K Commissions in Travel, Click Here!!

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God Send — A Worth-While Read!!

Good morning said a woman as she walked up to the man sitting on the ground.

Man.BenchThe man slowly looked up.

This was a woman clearly accustomed to the finer things of life. Her coat was new.. She looked like she had never missed a meal in her life.

His first thought was that she wanted to make fun of him, like so many others had done before.. “Leave me alone,” he growled….

To his amazement, the woman continued standing.

She was smiling — her even white teeth displayed in dazzling rows. “Are you hungry?” she asked.

“No,” he answered sarcastically. “I’ve just come from dining with the president. Now go away.”

The woman’s smile became even broader. Suddenly the man felt a gentle hand under his arm.

“What are you doing, lady?” the man asked angrily. “I said to leave me alone.

Just then a policeman came up. “Is there any problem, ma’am?” he asked..

“No problem here, officer,” the woman answered. “I’m just trying to get this man to his feet. Will you help me?”

The officer scratched his head. “That’s old Jack. He’s been a fixture around here for a couple of years. What do you want with him?”

“See that cafeteria over there?” she asked. “I’m going to get him something to eat and get him out of the cold for a while.”

“Are you crazy, lady?” the homeless man resisted. “I don’t want to go in there!” Then he felt strong hands grab his other arm and lift him up. “Let me go, officer. I didn’t do anything.”

“This is a good deal for you, Jack” the officer answered. “Don’t blow it..”

Finally, and with some difficulty, the woman and the police officer got Jack into the cafeteria and sat him at a table in a remote corner. It was the middle of the morning, so most of the breakfast crowd had already left and the lunch bunch had not yet arrived…

The manager strode across the cafeteria and stood by his table. “What’s going on here, officer?” he asked. “What is all this, is this man in trouble?”

“This lady brought this man in here to be fed,” the policeman answered.

“Not in here!” the manager replied angrily. “Having a person like that here is bad for business..”

Old Jack smiled a toothless grin. “See, lady. I told you so. Now if you’ll let me go. I didn’t want to come here in the first place.”

The woman turned to the cafeteria manager and smiled……. “Sir, are you familiar with Eddy and Associates, the banking firm down the street?”

“Of course I am,” the manager answered impatiently. “They hold their weekly meetings in one of my banquet rooms.”

“And do you make a godly amount of money providing food at these weekly meetings?”

“What business is that of yours?”

I, sir, am Penelope Eddy, president and CEO of the company.”

“Oh.”

The woman smiled again. “I thought that might make a difference.” She glanced at the cop who was busy stifling a giggle. “Would you like to join us in a cup of coffee and a meal, officer?”

“No thanks, ma’am,” the officer replied. “I’m on duty.”

“Then, perhaps, a cup of coffee to go?”

“Yes, ma’am. That would be very nice.”

The cafeteria manager turned on his heel, “I’ll get your coffee for you right away, officer.”

The officer watched him walk away. “You certainly put him in his place,” he said.

“That was not my intent. Believe it or not, I have a reason for all this.”

She sat down at the table across from her amazed dinner guest. She stared at him intently.. “Jack, do you remember me?”

Old Jack searched her face with his old, rheumy eyes. “I think so — I mean you do look familiar.”

“I’m a little older perhaps,” she said. “Maybe I’ve even filled out more than in my younger days when you worked here, and I came through that very door, cold and hungry.”

“Ma’am?” the officer said questioningly. He couldn’t believe that such a magnificently turned out woman could ever have been hungry.

“I was just out of college,” the woman began. “I had come to the city looking for a job, but I couldn’t find anything. Finally I was down to my last few cents and had been kicked out of my apartment. I walked the streets for days. It was February and I was cold and nearly starving. I saw this place and walked in on the off-chance that I could get something to eat.”

Jack lit up with a smile. “Now I remember,” he said.. “I was behind the serving counter. You came up and asked me if you could work for something to eat. I said that it was against company policy.”

“I know,” the woman continued. “Then you made me the biggest roast beef sandwich that I had ever seen, gave me a cup of coffee, and told me to go over to a corner table and enjoy it. I was afraid that you would get into trouble… Then, when I looked over and saw you put the price of my food in the cash register, I knew then that everything would be all right.”

“So you started your own business?” Old Jack said.

“I got a job that very afternoon. I worked my way up. Eventually I started my own business that, with the help of God, prospered.” She opened her purse and pulled out a business card.. “When you are finished here, I want you to pay a visit to a Mr. Lyons…He’s the personnel director of my company. I’ll go talk to him now and I’m certain he’ll find something for you to do around the office.” She smiled. “I think he might even find the funds to give you a little advance so that you can buy some clothes and get a place to live until you get on your feet… If you ever need anything, my door is always opened to you.”

There were tears in the old man’s eyes. “How can I ever thank you?” he said.

“Don’t thank me,” the woman answered. “To God goes the glory. Thank Jesus…… He led me to you.”

Outside the cafeteria, the officer and the woman paused at the entrance before going their separate ways….

“Thank you for all your help, officer,” she said.

“On the contrary, Ms. Eddy,” he answered. “Thank you. I saw a miracle today, something that I will never forget. And.. And thank you for the coffee.”

God is going to shift things around for you today and let things work in your favor.

If you believe, send it.

If you don’t believe, delete it.

God closes doors no man can open & God opens doors no man can close..

If you need God to open some doors for you…send this on.  SHARE!!

Ms Johnnie

Ms Johnnie Wright
Founder – Coastal Christian Team
To Work With Me Directly and Earn 1K-9K Commissions in Travel, Click Here!!

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Christian Team

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“Traverse City 2014″ Magazine Hits the Stands!

Traverse City Tourism Corporation has just released the 2014 edition of its popular magazine and visitor’s guide, titled — unsurprisingly — “Traverse City.”

The free publication features 107 pages of articles, colorful photos and useful information designed to bring this picturesque Lake Michigan vacation region to the attention of a wider national audience.

Traverse City has long been treasured by Michigan residents for its matchless scenery, colorful history, imaginative cuisine and laid-back friendliness, as well as the low humidity, warm sunshine and cool coastal breezes that make its summers so comfortable. Still, until recently, it has remained relatively unknown outside the state.

“Traverse City is a wonderful destination, but historically we haven’t done a really good job of sharing it with the rest of the world,” says Traverse City Tourism president Brad Van Dommelen. “The most common thing we hear from first-time visitors is, ‘I had no idea there was anything like this in this part of the country!’ Now, at last, we’re doing what we can to spread the word.”

The word is certainly getting out. This past year, Travel + Leisure Magazine named it one of America’s Favorite Towns, while Fodor’s called it one of America’s 10 Best Small Towns, and Family Fun magazine listed it as one of America’s Top 10 Tourist Towns.

“More of a coffee-table magazine than a tourist guide, “Traverse City” avoids promotional clutter in favor of clean layouts, large color photos and informative articles. The 2014 edition, for example, features a guide to the region’s award-winning wine varieties, some pointers on finding the most secluded spots at the Sleeping Bear Dunes National Lakeshore and a primer on the “idiot-proof” winter sport of snow-tubing.

Naturally, the magazine also contains a great deal of practical information to help visitors plan their vacations, including detailed schedules of activities and events, a helpful lodging section describing the area’s best hotels and resorts, a guide to some of the region’s best restaurants and a section called “Traverse City Regions” that describes the area’s diverse neighborhoods, enclaves and communities.

The entire magazine can be viewed online by visiting the TCT website at http://www.TraverseCity.com. (The site also has a handy on-line order form that viewers can use to order a free copy of the real thing.)

Organized in 1981 as the Traverse City Area Convention and Visitors Bureau, Traverse City Tourism is a nonprofit corporation that serves as the area’s official destination marketing organization. Its focused mission is to stimulate economic growth by attracting convention business and developing leisure tourism.

Ms Johnnie

Ms Johnnie Wright
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Save on Taxes with Your Coastal Travel Vacations Business!

With your Coastal Travel Vacations home-based business, your home is your office building. The tax deductions you get are no different from the business owner who owns a business that is ran out of a huge office building. When you maintain your Coastal home-based business, a portion of your home’s operating expenses become tax-deductible.

TaxesThere are many tax breaks for which your Coastal home base business qualifies for. Those individuals who do not own a home based business cannot convert these normally non-deductible expenses into tax-deductible business expenses. Coastal Travel home based business owners have the advantage of converting these expenses.

What are the Coastal Travel Vacations home-based business deductible expenses?

Below you will find a partial list of tax-deductible expenses that Coastal Vacations home-based business owners can legally and routinely write off.

  • Mortgage Interest or Rent

  • Gas, Electric, Trash, Water and Sewer

  • Cleaning Services

  • Computers, Copiers, Fax Machines and Telephones

  • Paper, Pens, Ink Cartridges and Postage

  • Desks, Sofas, Coffee Tables and other Furniture

  • Painting, Wallpaper, and other repairs and remodeling

  • Phone Bills, Cell Phones

  • Newspapers, Magazines, Books and Online Media

  • Travel, Hotels, Meals, Rental Cars while Traveling

  • Coastal Travel Vacations Business

  • Health, Dental, Disability and other Insurance

  • Pest Control and General Maintenance

Now I want you to stop and think about this list for a moment. Most people realize that homeowners can write off mortgage interest but now renters too can write off a portion of their rent based on your square footage of your home-based office space.

Not only that, you get an opportunity to write off utility expenses.

Do you want to give your spouse a break and have a maid clean the home? A portion of that bill can become a tax-deductible write off too. Hopefully by now, you can see that by owning a Coastal home-based business, you qualify for write-offs that you normally would not have.

When you purchase your package from your Coastal Travel Vacations director, it becomes a product that you not only make money off of, but also get some great tax savings for having and using.

Ms Johnnie

Ms Johnnie Wright
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Should I Work From Home?

Sooner or later, you may find yourself asking the question, “Should I work from home?” Starting a full or part-time home business is obviously a major and very personal decision, so it is important to consider every angle. However, I am here to convince you that working from home has many excellent advantages. Consider these 10 reasons you should work from home:

Beach.Mom.Daughter

  1. Control Over Your Schedule: This is definitely one of the biggest pros of working from home. You are now able to set and customize your own work hours to meet the needs of your personal and family life. But, with this new-found freedom, come distracting temptations and the ability to procrastinate work-related tasks. You’ll want to make sure you have the right entrepreneurial character traits to handle this new responsibility.
  2. More Accessible For Your Kids: Working from home can be the solution that allows you to be home more withMom.Kids.Laptop your kids. You’ll have greater flexibility in your schedule, allowing you to place your family’s needs above those of your employer. However, despite your determination to balance work and family, it may not work out as perfect as you thought. In some instances, it may be prudent to arrange for childcare in order to properly meet the needs of your children and home business.
  3. Make Money Doing Something You Love: Many home businesses are born from a hobby or a passion. What a breath of fresh air to ditch the mind-numbing work you once did in a cubicle, in favor of something you actually enjoy. You may almost forget you are even working!
  4. No More Commuting or High Gas Bills: Americans spend an average of $386 per month on gas. Cutting down on a daily commute would put some of that $1500 a month back in your pocket. Not to mention the amount of wasted time driving to and from work every day. Working from home saves you the commute hassle and costs, and gives you the ability to actually enjoy your breakfast from your kitchen table, not your lap.
  5. Control Over Income: The Law of Cause and Effect states that the amount of time and energy put into something will directly impact its output. This also applies to your home business. The more time and energy you devote to drumming up new customers and marketing your business will directly result your profit levels. You have the ultimate control of your outcome (and your income).
  6. Tax Benefits: Now that you are working from home, you have incredible tax benefits. You can write off equipment, supplies and even a portion of your home or car if it is appropriate. The key to understanding all these home business deductions is to ask questions and do your research, get some advice from a tax expert in order to make sure you are following proper tax laws. The goal of any business should ultimately be to make profits, but the write-offs will definitely help offset owed taxes.
  7. Control Over Your Work Attire: No more blazers and dress pants. You can wear whatever the heck you want at your new home business place of employment. If you get your best entrepreneurial inspiration in your fluffy bathrobe, you can wear it everyday if you want. One note of caution though, work attire has been shown to correlate with productivity levels. So, just because you can wear your jammies, doesn’t always mean you should. You may find a business casual environment in your home office helps you get more done during the day.Coastal Vacations Travel Christian Team
  8. No Boss: Need I say more? No more guilt when you walk-in 10 minutes late because of a legitimate morning hiccup. No more pointless meetings, or personal coaching sessions. No more corporate bureaucracy.
  9. Greater Levels of Satisfaction: There is a direct link between personal satisfaction and happiness. When you are doing what you love and/or receiving results in direct correlation with your efforts, you are destined to be happier. This happiness and satisfaction will permeate all areas of your life. You will be more pleasant to be around, you will exhibit greater patience, and those who are happier, live longer.
  10. Learning new skills and growing professionally: Most traditional employer-based work is the role of a “doer”, not manager or executive. The “doer” is typically a piece of the assembly line of a given business (often referred to as a worker bee). More often than not, a doer becomes pigeonholed into tasks that aren’t particularly difficult or fulfilling. However, in a home business, an individual manages the whole picture — from business set-up to customer acquisition to marketing. This new-found responsibility requires new skills and involves incredible amounts of learning and growth.
  11. Ms Johnnie

  12. Should I Work From Home?  YES!!   Click Here For Complete details on Our Christian Team Travel Business

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The Most Unique Cruise Ship Features!

Cruise.9Back in the golden day of cruising, travelers could barely believe their eyes when they stepped aboard a luxury cruise liner and found fully equipped gymnasiums, relaxing Turkish baths, and even well stocked libraries and outdoor, European-style cafes. Of course, all of these features, and indeed much, much more, are pretty standard across the board now, with most of us expecting high-end restaurants, shopping malls and casinos at the very least when taking a cruise. With the bar being well and truly raised, cruise companies around the world are seeking out new features that will make their ships stand out over all others and what the industry is starting to see on the newer ships, and on those that have been recently renovated, is a level of excitement and a level of utter luxury that has simply never before been seen at sea.

North Star, Quantum of the Seas, Royal Caribbean

The North Star, which features aboard Royal Caribbean’s newest vessel scheduled to set sail in 2014, is the first of its kind in the North Star, Quantum of the Seas, Royal Caribbeanworld. Suspended by a rotating arm-style mechanism attached to the ship’s uppermost deck, the glass-encased gondola can only be described as a blend of the capsules of the London Eye and the glass elevator in the Roald Dahl classic. Holding up to 13 passengers at any one time, the North Star gives unrivaled 360-degree views over the vast ocean, from a 300 meter high vantage point. Royal Caribbean wanted to create a new feature that would simply be irresistible to travelers, and based on the 6.8 million annual visitors to the Eiffel Tower, and the 3.65 million people who ride to the top of the Empire State building each year, it seems that high viewpoints are right on trend. There’s just something about the perceived breathtaking sights that travelers cannot say ‘no’ to. It’s anticipated that the newer ships of the Quantum class will also feature a similar attraction.

Movies Under the Stars, Grand Princess, Princess Cruises

Movies Under the Stars, Grand PrincessOutdoor movie screens are becoming quite common on newer cruise ships as more and more cruise companies aim to make use of the great weather, particularly throughout the Mediterranean, Caribbean, and around the Australian coast. However, none are quite as spectacular as the ‘Movies Under the Stars’ screens on many of the Princess Cruises vessels. ‘MUTS’, as it has become known, debuted on the Grand Princess and, with a screen measuring 300 square feet, it is now one of the largest outdoor movie screens in the world. Located poolside for the ultimate in atmospheric impression, the screen shows up to 7 recent Hollywood blockbusters each day, along with sporting events, concerts, and kid’s films. Utilising state-of-the-art technology, the screen can be seen and heard even in brilliant sunlight and against the sounds of the ship’s engines, so you get excellent quality all of the time. The latest edition to the fleet, Royal Princess, unveiled an even larger screen towering over the open deck space.

Virtual Balconies, Quantum of the Seas, Royal Caribbean

Balcony cabins are a great choice of accommodation that give you the chance to gaze out over the ocean from your own private space. Virtual Balconies, Quantum of the SeasIt’s an especially good option for those taking a romantic cruise, to enjoy the intimacy of watching the ship sail along the water’s surface together. Sadly, balcony cabins don’t always fall within the holiday budget, but all that is about to change. Royal Caribbean’s newest ship, Quantum of the Seas, features 373 ‘virtual balcony’ cabins, which include 80 inch LED screens stretching from floor to ceiling of an indoor cabin. What’s even more impressive is that these virtual balconies display real-time images of the outside, both at sea and in port. You can even turn the screen on and off as you please, so if you’re trying to have a little nap in the day, just switch the screen off for instant sleep-inducing conditions. Virtual balconies are expected to be rolled out on other Quantum class ships, as well as Navigator, Voyager, Adventure, and Explorer of the Seas, and it’s estimated that they will revolutionise cruise accommodations to a point where indoor cabins become the most popular rooms on the ship!

Marco Pierre White Room Restaurant, Ventura, P&O

Marco Pierre White Room Restaurant, Ventura

Love him or loathe him, Marco Pierre White has become a household name in the UK, and his culinary skills cannot be questioned. Marco lends his name to not one but four different restaurants across a number of P&O vessels with The White Room aboard Ventura considered by many to be one of the finest speciality dining venues at sea. The menu is varied but has a definitive European theme, with French-inspired chicken coq au vin, Italian risotto, and, of course, the obligatory snail side dish. If you’re lucky, you may even catch a glimpse of the man himself, who frequently steps aboard to whip up some mouth-watering cuisine and ensure that standards are being maintained. He’s even been known to offer on-board cookery lessons for children, helping to teach them about good health, good nutrition, and the finest of foods. If you’re keen to dine at a celebrity chef restaurant on board, try to reserve a table when you embark, as these restaurants do book up quickly. If you’re traveling in a suite aboard Ventura then you will also have exclusive use of this superb dining venue for breakfast each morning, should you wish.

Cruising is evolving to a point where it is almost unrecognisable from the days of the 1920s and 30s when simply a good meal at sea was considered to be an amazing feat. As more and more ships are being designed and constructed, we’re starting to see features, activities, and attractions that were once never mere pipe dreams now becoming spectacular realities. Bumper cars, skydiving simulators and the worlds most talented performance artists are just some of the additional features we can expect to see on ships in the near future.

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